试论理财产品创新对我国商业银行的影响
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试论理财产品创新对我国商业银行的影响
1 Abstract
Compared with the rapid development of personal banking in western commercial
banks, China's commercial banks` was visibly backward; even we can say the gap
was quite large. In recent years, along with the acceleration of financial liberalization,
increased competition between commercial banks, economic growth and the increase
of personal wealth, personal banking has been growing rapidly. Due to the constraints
from the financial legal system, the financial management system and the lag
upgrowth of financial market, a number of new problems come with the rapid
development and evolution of financial services in China’s commercial banks. This
article was mainly focused on the analysis of the status and some main problems in
China’s personal banking development. And also some solutions on practically
developing innovative personal banking were raised here.
Keywords: China's commercial banks, personal banking, lag, innovation
2
摘要：
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试论理财产品创新对我国商业银行的影响摘要与西方商业银行发展迅速的个人理财业务相比，我国商业银行这项业务的发展明显落后，且差距很大。近年来，随着金融开放加快、商业银行竞争加剧、国民经济增长和个人财富的增加，个人理财业务迅速发展。由于受金融法律制度、金融管理体制和金融市场发育程度等方面的制约，我国商业银行理财业务在快速发展和演进的同时，也出现了一些新问题。本文主要分析我国个人理财业务的发展现状和存在的主要问题，提出切实可行的发展、创新个人理财业务的对策。关键词：我国商业银行，个人理财业务，滞后，创新1试论理财产品创新对我国商业银行的影响1AbstractComparedwiththerapidde...
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作者：李琳琳
分类：高等教育资料
价格：15积分
属性：17 页
大小：95.51KB
格式：DOC
时间：2024-09-30
