目 录
中文摘要
ABSTRACT
第一章 绪 论.................................................................................................................1
§1.1 助学贷款概述....................................................................................................2
§1.1.1 助学贷款的定义.............................................................................................2
§1.1.2 助学贷款的特征.............................................................................................3
§1.1.3 助学贷款的要素............................................................................................4
§1.2 国内外助学贷款的发展....................................................................................5
§1.2.1 国外助学贷款发展概述.................................................................................5
§1.2.2 国内助学贷款发展概述.................................................................................6
§1.2.3 助学贷款的利弊分析.....................................................................................7
§1.3 国内外研究综述................................................................................................9
§1.4 研究的思路......................................................................................................10
第二章 实施助学贷款的理论依据 ...............................................................................11
§2.1 人力资本理论..................................................................................................11
§2.1.1 人力资本的形成途径...................................................................................11
§2.1.2 人力资本的收益..........................................................................................12
§2.2 教育成本分担理论..........................................................................................14
§2.3 教育公平与教育机会均等..............................................................................16
§2.3.1 教育公平及其相关概念的界定..................................................................16
§2.3.2 高校收费改革与高等教育入学机会公平性...............................................18
§2.4 我国实施助学贷款的紧迫性和必要性..........................................................20
第三章 国外助学贷款的运作方式及其经验借鉴 .......................................................22
§3.1 发达国家助学贷款运作方式..........................................................................22
§3.1.1 美国助学贷款的运作方式...........................................................................22
§3.1.2 日本助学贷款的运作方式...........................................................................24
§3.1.3 澳大利亚的 HECS 计划 .............................................................................. 26
§3.2 发展中国家助学贷款的运作方式..................................................................27
§3.3 国外助学贷款运作过程中的经验及教训......................................................30
§3.3.1 国外助学贷款的成功经验...........................................................................30